--- title: "Fungies as a Cleverbridge alternative · Fungies" description: "Fungies vs Cleverbridge: published 5% + 50¢ and self-serve signup against quote-only enterprise pricing. Compare tax coverage, payouts, storefronts and onboarding." image: "https://fungies.io/og-image.jpg" canonical: "https://fungies.io/alternatives/cleverbridge/" --- Cleverbridge alternative # Twenty years of enterprise commerce, behind a sales call Cleverbridge has processed over ten billion dollars and files tax in 240+ markets. Every route into them is Talk to Sales, Get a Quote or Request Demo, and no price appears anywhere on their site. [Start free](https://app.fungies.io/register) [Book a demo](https://calendly.com/duke-vuh/fungies-io-demo-clone) No upfront costs. No credit card required. Already selling with Fungies [![Leadsin.io](/logos/clients/leadsin.png)](/customer-story/hosted-checkout-solution-for-leadsin-io-a-saas-business "Leadsin.io — read the story")[![RenderAI](/logos/clients/renderai.png) ](/customer-story/helping-renderai-reduce-their-ai-saas-payment-integration-from-days-to-just-a-couple-of-minutes "RenderAI — read the story")[![SuperScale](/logos/clients/superscale.png) ](/customer-story/nimblebits-revenue-boost-with-a-web-store-solution "SuperScale — read the story")[![FreeVocals](/logos/clients/freevocals.png) ](/customer-story/freevocals-com-and-fungies-io-a-seamless-solution-for-digital-e-commerce "FreeVocals — read the story")![STATSCORE](/logos/clients/statscore.png)![SimFabric](/logos/clients/simfabric.png)![BotRix](/logos/clients/botrix.png)![Enhance AI](/logos/clients/enhance-ai.png)![The Humanize AI](/logos/clients/humanize-ai.png)![Kenerate AI](/logos/clients/kenerate.png) The short answer Cleverbridge is one of the original software merchants of record, founded in Cologne in 2005, now 200-odd people across five offices with a BaFin-regulated financial subsidiary and ISO 27001 and ISAE 3402 behind it. For an enterprise software business with a procurement-heavy sales motion, they are a credible and experienced choice, and at real volume their negotiated rate may well beat ours. The gap is who they are reachable by. There is no sign-up button on their site, no published rate, and their own process runs from consultation to tailored proposal before you learn what anything costs. We publish 5% + 50¢ and you can have a storefront live this afternoon without speaking to anyone. Comparison of Fungies with Cleverbridge. ![The Fungies store builder editing a storefront, with products, branding and a custom domain.](/_astro/store-builder.DgzZIR39_Z2oLvWw.webp?dpl=dpl_8EZJmbvb3ugYq7WK1KgC21BX19Zp) Built and published without a proposal. ## Fungies and Cleverbridge, side by side Fungies Cleverbridge 01 Merchant of Record ✓ Yes — we are the legal seller and we file. Yes. They describe themselves as your digital reseller. 02 Headline rate ✓ 5% + 50¢ per sale, published. Negotiable at higher sales volume. Not published. A small cut of each transaction, quoted per account. 03 Signing up ✓ Self-serve. A store can be live the same afternoon. Consultation, then a tailored proposal. No merchant sign-up exists. 04 Time to first sale ✓ About 5 minutes to a working checkout. A five-step sales process before pricing is discussed. 05 Tax coverage ✓ 150+ countries, all 27 EU member states. 240+ countries and territories, 59 currencies. Wider than ours. 06 Payment methods ✓ 250+. 33 global payment methods. 07 Getting paid ✓ Daily by default, into your own connected account. Not published. Set in your agreement. 08 Chargebacks ✓ No per-dispute fee. Our dispute rate is 0.04%. Not published. 09 Storefront ✓ Store builder, hosting and your own domain included, plus hosted, overlay and embedded checkout. Full-page, pop-up, embedded and in-app checkouts. Storefront design is also sold as a service. 10 Games ✓ Steam key delivery, web stores for mobile in-app purchases, in-game items and currency packs. Software, SaaS, cybersecurity, CAD and AI tools. No games tooling. Cleverbridge publishes no rate, payout terms or dispute fees, so most of their column reads Not published rather than a number we invented. Their site says pricing depends on transaction volume, payment mix, currencies and customer locations. At enterprise volume a negotiated rate may be well below ours, and the only way to find out is to ask them. Cleverbridge figures from [Cleverbridge pricing ↗](https://grow.cleverbridge.com/pricing) [About Cleverbridge ↗](https://grow.cleverbridge.com/about) [Cleverbridge checkouts ↗](https://grow.cleverbridge.com/platform/cleveressentials/optimized-checkouts) checked 2 August 2026. Their pricing can change. ## What you get without a proposal 01 ### A price you can read today 5% + 50¢, on the pricing page, available to anyone the day they sign up and negotiable downwards at volume. Cleverbridge's pricing page describes their model as taking a small cut of each transaction and then asks you to request a quote. Both of us will talk about rates at scale; only one of us lets you build a business case on a Tuesday afternoon without booking anything first. 02 ### Nobody decides whether you are worth onboarding Every merchant-facing route on their site is Talk to Sales, Get a Quote or Request Demo, and their published process begins by meeting their ecommerce experts to discuss your business model and target markets. That is a qualification step. Our sign-up asks for an email, and a first-time seller gets the same published rate and the same product as a large studio, without having to justify themselves to get it. 03 ### Payout terms you can see before you commit We pay daily by default into your own connected account, with no minimum and no per-payout fee, switchable to weekly, monthly or manual. Cleverbridge publishes no payout frequency, threshold, delay or fee anywhere, which means cash-flow terms are something you discover during contract negotiation rather than something you compare beforehand. 04 ### The storefront is included, not scoped Their checkout range is genuinely broad, and alongside it they sell professional services covering checkout, storefront and portal UX enhancements, custom UI styling and responsive design. Ours is a store builder in the dashboard with hosting and your own domain included in the rate, which is less bespoke and costs nothing extra. 05 ### Games are a supported case rather than an unlisted one Their named verticals are software and SaaS, cybersecurity, CAD and design, AI tools and digital products. If you sell to players — Steam keys, web stores for mobile in-app purchases, currency packs, in-game items — that is a category we built for and they do not list. The other side of the argument ## When Cleverbridge is the better call No provider wins every case, and a comparison that pretends otherwise is not worth your time. Here is where Cleverbridge is the better answer. ### Enterprise procurement is the sales motion Proforma invoices on demand, instant quotes, built-in exemption and B2B validation logic, automated invoice generation and delivery. If your deals involve a purchasing department and a net-30 invoice rather than a card, they have built that properly and we have less of it. ### You need reach beyond our map 240+ countries and territories, 59 transaction currencies, checkout in 30+ languages. That is wider than our 150+ countries. If your growth plan depends on markets at the long tail, they cover more ground. ### Your risk committee wants a regulated counterparty They operate Cleverbridge Financial Services GmbH, a separate entity supervised by BaFin, alongside PCI DSS, ISO 27001 and ISAE 3402. Combined with twenty years of operating history and offices in Chicago, Austin, London, Cologne and Singapore, that is a strong answer to a vendor risk assessment. ### You want people, not a dashboard White-glove service from a global team of ecommerce specialists, implementation and onboarding, ERP and CRM integrations, outsourced billing support, affiliate and retention marketing, and access to a partner network they put at over a hundred thousand affiliates and resellers. If you would rather buy a team than operate a tool, that is a real offer and not one we make. ## What sellers say once they have switched [★★★★★ 4.8/5 from 10 reviews on G2 →](https://www.g2.com/products/fungies-io/reviews) [Vadim Finayev Head of Growth, Leadsin.io “We work with quite a few merchants of record, but none comes close to the support and speed of implementation of Fungies. If you want a payment partner that actually gives you the feeling they want to work with you — rather than leaving you on read for three days or randomly restricting your account — you are in the right place.” Read the story →](/customer-story/hosted-checkout-solution-for-leadsin-io-a-saas-business) [David Elliott Creative Director, Freevocals.com “I researched the options and Fungies was the best fit for functionality and customisation within a store builder you can connect to your own domain. Taking a small percentage of sales, instead of charging a subscription for every environment and plugin, is refreshing.” Read the story →](/customer-story/freevocals-com-and-fungies-io-a-seamless-solution-for-digital-e-commerce) [Elnura Abdimanap Kyzy Founder, TextToVideo.bot “The platform is user-friendly, integrates easily with APIs and webhooks, and simplifies managing digital products and subscriptions. We were up and running quickly and support has been responsive throughout. Fungies is clearly tailored to the needs of SaaS businesses.” Read the story →](/customer-story/how-fungies-enabled-texttovideo-bot-to-integrate-payments-in-minutes) [Francisco Magnone Rienzi Founder, Renderai.app “Fungies has been a great partner — fast setup, competitive pricing, and real humans providing quick answers. They are constantly rolling out new features, and I am excited to see what is next.” Read the story →](/customer-story/helping-renderai-reduce-their-ai-saas-payment-integration-from-days-to-just-a-couple-of-minutes) Pricing 5% + 50¢ per sale, and nothing else Negotiable at higher sales volume. [See full pricing →](/pricing) [Start free →](https://app.fungies.io/register) ## No monthly fee. No minimum. No card to get started. One rate covers the whole stack. There is no tier that unlocks tax filing and no add-on for the store builder. - ✓ Payment processing - ✓ Tax calculation and filing - ✓ Fraud screening - ✓ Chargeback handling - ✓ Store builder and hosting - ✓ Every platform feature ## Teams who made the move [All customer stories →](/case-studies-customers) [ SaaS United Arab Emirates ### Viewbot.tv Merchant of Record billing, live in one session The engagement platform for Twitch and Kick streamers moved its whole subscription business onto a checkout that matches its own dark theme. 1 session from first API call to live payments Read the story →](/customer-story/viewbot-customizable-checkout-merchant-of-record-payment)[ AI SaaS Uruguay ### RenderAI From days of integration to a couple of minutes An AI image platform replaced a slow manual payment process with three subscription tiers and an overlay checkout. Minutes to replace a days-long integration Read the story →](/customer-story/helping-renderai-reduce-their-ai-saas-payment-integration-from-days-to-just-a-couple-of-minutes)[ SaaS Miami, Florida, USA ### Leadsin.io A hosted checkout with no payment infrastructure to build A lead generation platform started taking monthly and yearly subscriptions without standing up any payment infrastructure of its own. Zero tax registrations of their own Read the story →](/customer-story/hosted-checkout-solution-for-leadsin-io-a-saas-business) ## Fungies and Cleverbridge, asked plainly ### How much does Cleverbridge cost? ### Can I sign up to Cleverbridge without talking to sales? ### Is Cleverbridge only for large companies? ### Does Cleverbridge handle more countries than Fungies? ### Who carries the tax liability with each of you? ### Where did these figures come from? ## Compare us with the others - [01 ### Paddle Same headline rate, daily payouts instead of monthly, and a storefront in the box. Compare →](/alternatives/paddle) - [02 ### Stripe One rate covering tax, subscriptions, and a storefront, instead of three line items. Compare →](/alternatives/stripe) - [03 ### Lemon Squeezy A flat rate with no surcharges for selling abroad or billing monthly. Compare →](/alternatives/lemon-squeezy) - [04 ### Dodo Payments A lower headline that adds surcharges. Ours is flat, with disputes absorbed. Compare →](/alternatives/dodo-payments) - [05 ### Creem Cheaper per sale. Read their docs on chargebacks and payouts before deciding. Compare →](/alternatives/creem) - [06 ### Gumroad Half the commission, and AI products are welcome here. Compare →](/alternatives/gumroad) - [07 ### FastSpring Their rate is quote-only. Ours is on the pricing page. Compare what is published. Compare →](/alternatives/fastspring) - [08 ### Chargebee They bill. You still need a gateway, a merchant account and your own tax filings. Compare →](/alternatives/chargebee) - [09 ### Xsolla Their 5% is 5% plus cost of channel. Ours is the whole number. Compare →](/alternatives/xsolla) - [10 ### Nexway Enterprise merchant of record that lists early-stage businesses as limited support. Compare →](/alternatives/nexway) ## Two routes, and one of them starts now Get their proposal if the enterprise fit is right — it may well be. In the meantime you can open an account, build a store and take a real payment without waiting for a calendar invite. [Start free](https://app.fungies.io/register) [Book a demo](https://calendly.com/duke-vuh/fungies-io-demo-clone) No upfront costs. No credit card required. ```json {"@context":"https://schema.org","@graph":[{"@type":"Organization","@id":"https://fungies.io/#organization","name":"Fungies","legalName":"Fungies Inc.","url":"https://fungies.io/","description":"Merchant of Record for SaaS, games, and digital products. Fungies handles global payments, VAT and sales tax, and checkout. 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We publish 5% + 50¢, which anyone can start on immediately, and we will negotiate it down at volume like anyone else — the difference is that you can see the number first."}},{"@type":"Question","name":"Can I sign up to Cleverbridge without talking to sales?","acceptedAnswer":{"@type":"Answer","text":"We could not find a way. Their site header offers Log In for existing clients and Talk to Sales for everyone else, with no sign-up or create-account route. There is a partner sign-up page, but it is for agencies and platforms rather than merchants, and it is also gated by review and a call. Our sign-up needs an email address."}},{"@type":"Question","name":"Is Cleverbridge only for large companies?","acceptedAnswer":{"@type":"Answer","text":"They position at enterprise — their pricing page offers custom pricing for an enterprise-grade merchant of record solution — but they publish no minimum revenue or volume, and one of their own testimonials comes from a reviewer describing themselves as a small business. The accurate statement is that the process is sales-gated, not that small sellers are turned away. Whether it is worth a small seller's time to go through it is a different question."}},{"@type":"Question","name":"Does Cleverbridge handle more countries than Fungies?","acceptedAnswer":{"@type":"Answer","text":"Yes. They publish support for payments in 240+ countries and territories in 59 currencies, against our 150+ countries. If a market at the edge of that range matters to your plan, they cover more of the world than we do and we would rather say so than dress it up."}},{"@type":"Question","name":"Who carries the tax liability with each of you?","acceptedAnswer":{"@type":"Answer","text":"Both of us. Cleverbridge acts as a digital reseller and manages global tax compliance, fraud prevention and payment security as the merchant of record; we do the same across 150+ countries and all 27 EU member states. On the core model there is no difference between us, which is exactly why the comparison comes down to price transparency, payout terms and how quickly you can start."}},{"@type":"Question","name":"Where did these figures come from?","acceptedAnswer":{"@type":"Answer","text":"Cleverbridge's own pricing, about and checkout pages, read on 2 August 2026 and linked under the table above. Note that cleverbridge.com redirects to grow.cleverbridge.com, which is the site we read. Where they publish nothing we have said so rather than estimating."}}]}]} ```