--- title: "Enterprise payment solutions · Fungies" description: "API depth, signed webhooks, reconciliation down to net per order, and volume across many markets on one integration — with no enterprise tier, no bespoke contract and one flat rate." image: "https://fungies.io/og-image.jpg" canonical: "https://fungies.io/enterprise-payment-solutions/" --- Features · Payments at volume # No enterprise tier. The same platform, at volume. Enterprise normally signals a quote, a procurement cycle, and features held behind both. We do not work that way: one rate, every feature included, and an integration you can finish without speaking to anybody. What a larger digital business actually needs is depth in the API, webhooks that behave under load, reconciliation that ties out, and one integration that holds in every market. So that is what this page covers, along with what we do not offer. [Start free](https://app.fungies.io/register) [Book a demo](https://calendly.com/duke-vuh/fungies-io-demo-clone) No upfront costs. No credit card required. Already selling with Fungies [![Leadsin.io](/logos/clients/leadsin.png)](/customer-story/hosted-checkout-solution-for-leadsin-io-a-saas-business "Leadsin.io — read the story")[![RenderAI](/logos/clients/renderai.png) ](/customer-story/helping-renderai-reduce-their-ai-saas-payment-integration-from-days-to-just-a-couple-of-minutes "RenderAI — read the story")[![SuperScale](/logos/clients/superscale.png) ](/customer-story/nimblebits-revenue-boost-with-a-web-store-solution "SuperScale — read the story")[![FreeVocals](/logos/clients/freevocals.png) ](/customer-story/freevocals-com-and-fungies-io-a-seamless-solution-for-digital-e-commerce "FreeVocals — read the story")![STATSCORE](/logos/clients/statscore.png)![SimFabric](/logos/clients/simfabric.png)![BotRix](/logos/clients/botrix.png)![Enhance AI](/logos/clients/enhance-ai.png)![The Humanize AI](/logos/clients/humanize-ai.png)![Kenerate AI](/logos/clients/kenerate.png) ![A Fungies checkout embedded inline inside a product's own page, matching the surrounding interface.](/_astro/embedded-checkout.BrKPrL7H_1BsxIb.webp?dpl=dpl_8EZJmbvb3ugYq7WK1KgC21BX19Zp) Payments inside your own product, driven by the same API you reconcile from. ## What volume actually asks for An API over the whole object graph Products, offers, orders, payments, subscriptions, users, discounts, checkout elements and webhooks, over REST at api.fungies.io/v0. One object per request, rate limited, HTTPS only, with public keys for reads and secret keys for writes. Webhooks you can build a ledger on Every delivery is signed with HMAC-SHA256, retried up to five times, and recorded in a delivery history you can inspect attempt by attempt. Events carry an idempotency key, and the documentation states which ones can race each other rather than leaving you to find out in production. Reconciliation that separates the numbers Each order carries its value, the tax collected and the commission taken, so gross, tax, fee and net are four figures rather than one derived guess. Transaction reports sit in the dashboard, and the same records are readable through the API and the CLI on whatever schedule your finance systems want. Many markets on one integration Over 250 payment methods presented by the buyer's country and currency, customers anywhere in the world, and a single settlement stream into your own connected account across over 110 supported countries. Adding a market is configuration, not a project. Access split along sensible lines A workspace holds multiple team members, and API credentials separate reading from writing: the public key can survive being in a build, the secret key stays on your server, and the two rotate independently. A valid key without the right permission is refused rather than partially honoured. A rehearsal path Full sandbox mode, a test-mode flag on every event, and a synthetic test event you can fire at a live endpoint. You can walk the whole flow, including the failures, before anything real depends on it. ## How an evaluation usually runs 1. 01 ### Read the reference and fire a test event The API and webhook documentation are public. The quickest honest read on the integration is to send a synthetic event at a staging endpoint and look at what arrives. 2. 02 ### Run the flow in the sandbox A purchase, a renewal, a plan change, a declined charge and a refund, without a real card. This is where integration surprises surface, and it costs nothing to find them here. 3. 03 ### Prove reconciliation in one market first Take live orders in a single market and tie the dashboard's gross, tax, fee and net back to your own ledger before you widen anything. 4. 04 ### Open the rest of the markets Payment methods, currencies, localisation and tax for a new country are platform behaviour rather than new code. The integration you already built is the one that serves them. ## Being straight about what we are not 01 ### There is no published tier ladder The standard rate is 5% + 50¢ per successful transaction, with no monthly fee, no minimum and no annual commitment, and it is negotiable at volume — but there is no table of thresholds to plan against, so you have to ask. Even then, at high volume a directly negotiated processing rate plus your own tax vendor and the staff to run it can work out lower as a percentage. It is also a considerably larger thing to operate, so compare total cost with the headcount included. 02 ### There is no account manager or signed SLA Support runs through email and a Discord community, and the terms are the published ones rather than a document your legal team redlines. If a contractual service level is a hard requirement, we would rather you knew that now than after an integration. 03 ### We are the seller, which is a decision for finance and legal As Merchant of Record the customer's contract is with us and our name is on the invoice — that is precisely what removes the tax, fraud and chargeback burden. If your buyers sign agreements with your company, or their procurement requires you as the contracting party, this model is the wrong shape for that revenue. 04 ### What does scale well here No tiers to outgrow, no per-seat pricing, no caps on products, plans or volume, and no separate line item for compliance. Entering another twenty markets adds tax work on our side and configuration on yours, not a bigger contract. ## What sellers say once they have switched [★★★★★ 4.8/5 from 10 reviews on G2 →](https://www.g2.com/products/fungies-io/reviews) [Vadim Finayev Head of Growth, Leadsin.io “We work with quite a few merchants of record, but none comes close to the support and speed of implementation of Fungies. If you want a payment partner that actually gives you the feeling they want to work with you — rather than leaving you on read for three days or randomly restricting your account — you are in the right place.” Read the story →](/customer-story/hosted-checkout-solution-for-leadsin-io-a-saas-business) [David Elliott Creative Director, Freevocals.com “I researched the options and Fungies was the best fit for functionality and customisation within a store builder you can connect to your own domain. Taking a small percentage of sales, instead of charging a subscription for every environment and plugin, is refreshing.” Read the story →](/customer-story/freevocals-com-and-fungies-io-a-seamless-solution-for-digital-e-commerce) [Elnura Abdimanap Kyzy Founder, TextToVideo.bot “The platform is user-friendly, integrates easily with APIs and webhooks, and simplifies managing digital products and subscriptions. We were up and running quickly and support has been responsive throughout. Fungies is clearly tailored to the needs of SaaS businesses.” Read the story →](/customer-story/how-fungies-enabled-texttovideo-bot-to-integrate-payments-in-minutes) [Francisco Magnone Rienzi Founder, Renderai.app “Fungies has been a great partner — fast setup, competitive pricing, and real humans providing quick answers. They are constantly rolling out new features, and I am excited to see what is next.” Read the story →](/customer-story/helping-renderai-reduce-their-ai-saas-payment-integration-from-days-to-just-a-couple-of-minutes) ## Questions from larger teams ### Do you offer custom pricing or an enterprise contract? ### Can several people from our team work in one account? ### How does this data reach our own systems? ### Who carries fraud and chargebacks at volume? ### What do larger companies ask for that you do not have? Working out if it fits ## Comparisons and the questions larger teams ask. - [Paddle vs FastSpring vs Lemon Squeezy →](/paddle-vs-fastspring-vs-lemon-squeezy) ## Judge it from the API reference, not a sales call Generate a test key, run the full flow through the sandbox, and reconcile one live market before you move anything else across. [Start free](https://app.fungies.io/register) [Book a demo](https://calendly.com/duke-vuh/fungies-io-demo-clone) No upfront costs. 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What there is not is a published tier ladder or a sales process to clear before you can start building — you sign up at the standard rate today and talk about a better one when the volume justifies it."}},{"@type":"Question","name":"Can several people from our team work in one account?","acceptedAnswer":{"@type":"Answer","text":"Yes. A workspace supports multiple team members and is verified as part of setup. Programmatic access goes through issued API keys rather than shared logins, with reads and writes on separate credentials that rotate independently."}},{"@type":"Question","name":"How does this data reach our own systems?","acceptedAnswer":{"@type":"Answer","text":"Signed webhooks push every payment and subscription state change as it happens, and the REST API and CLI let you read orders, payments and subscriptions back on your own schedule. Because delivery is at-least-once and can arrive out of order, treat events as notifications and read the object when the number has to be exact."}},{"@type":"Question","name":"Who carries fraud and chargebacks at volume?","acceptedAnswer":{"@type":"Answer","text":"We do, because we are the seller on the statement. Screening runs before settlement and disputes come to us rather than to a merchant account of yours. One caveat worth planning for: a negative balance, from a run of refunds for example, may be debited from your bank account."}},{"@type":"Question","name":"What do larger companies ask for that you do not have?","acceptedAnswer":{"@type":"Answer","text":"Better said here than discovered later: no bespoke contract tier, no signed SLA, no dedicated account manager, and no support for physical goods. Almost everything else is included by default instead of being gated behind a plan."}}]}]} ```