--- title: "Fungies — tax-compliant payments for everything digital" description: "Merchant of Record for SaaS, games, and digital products. Fungies handles global payments, VAT and sales tax, and checkout. Free to start, commission only." image: "https://fungies.io/og-image.jpg" canonical: "https://fungies.io/" --- # Tax-compliant payments for everything digital As your Merchant of Record, Fungies takes on payments, VAT, and sales tax so you can sell SaaS, games, and digital goods worldwide without a single tax registration. [Start free](https://app.fungies.io/register) [Book a demo](https://calendly.com/duke-vuh/fungies-io-demo-clone) No upfront costs. No credit card required. Already selling with Fungies [![Leadsin.io](/logos/clients/leadsin.png)](/customer-story/hosted-checkout-solution-for-leadsin-io-a-saas-business "Leadsin.io — read the story")[![RenderAI](/logos/clients/renderai.png) ](/customer-story/helping-renderai-reduce-their-ai-saas-payment-integration-from-days-to-just-a-couple-of-minutes "RenderAI — read the story")[![SuperScale](/logos/clients/superscale.png) ](/customer-story/nimblebits-revenue-boost-with-a-web-store-solution "SuperScale — read the story")[![FreeVocals](/logos/clients/freevocals.png) ](/customer-story/freevocals-com-and-fungies-io-a-seamless-solution-for-digital-e-commerce "FreeVocals — read the story")![STATSCORE](/logos/clients/statscore.png)![SimFabric](/logos/clients/simfabric.png)![BotRix](/logos/clients/botrix.png)![Enhance AI](/logos/clients/enhance-ai.png)![The Humanize AI](/logos/clients/humanize-ai.png)![Kenerate AI](/logos/clients/kenerate.png) [![Fungies is rated 4.8 out of 5 on G2, from 10 reviews](/_astro/g2-badge.CzdfPtpy_Zoz99y.webp?dpl=dpl_2UUyNyxiNRzs2zZEC5UkVxfyMbab)](https://www.g2.com/products/fungies-io/reviews) Merchant of RecordRegistered in 27 EU states · UK · USPayouts daily Why get lost in the tax burden? ## Be compliant _from day one._ Instead of registering for VAT across 27 EU states, collecting sales tax permits in the US, and learning India's GST rules, you sell and we take on the compliance. - 17,000+ Stores created on Fungies - 150+ Countries you can sell into - 250+ Local payment methods Free to start. _5% + 50¢ when you sell._ [Start free](https://app.fungies.io/register) [See pricing](/pricing) How it works ## Launch your store in 5 minutes 1. 01 ### Add your products Upload, sync, or link whatever you sell — subscriptions, licence keys, downloads, in-game items. One-off, recurring, and usage-based all work the same way. 2. 02 ### Make it yours Personalise logos, themes, colours, and copy with the no-code builder, then point it at your own domain. Checkout is already wired in. 3. 03 ### Keep more of every sale Sell direct to your own customers rather than through an app store or marketplace taking 30% — just a flat commission when you actually get paid. Walkthrough · 3 minutes ## Three minutes from an empty account to a paid subscription. Creating a plan, putting it behind a checkout, and the first payment arriving in the dashboard. Recorded start to finish, with nothing sped up to hide a step. [Start free](https://app.fungies.io/register) No upfront costs. No credit card required. ![Thumbnail for the Fungies walkthrough on integrating subscription payments.](https://i.ytimg.com/vi/dmYFE13iTe4/maxresdefault.jpg) ## Fungies, _at a glance._ § FNG / 01Rev A Commission 5% + 50¢ Payouts daily Setup 5 min Storefront § Spec · 6 zones, A through FHover or scroll to inspect A. Storefront A store on your own domain, live todayTemplates, sections, hosting, and SEO included. Setup takes about 5 minutes. B. Checkout Hosted, overlay, or embeddedLocalised in the buyer's language and currency, PCI-compliant, 3D Secure. C. Compliance We are the Merchant of RecordVAT across 27 EU states, US sales tax, and GST — registered, collected, and filed under our name. D. Payments 250+ payment methods, one integrationCards, Apple Pay, Google Pay, Klarna, Revolut Pay, SEPA, Korean wallets, and crypto. E. Payouts Payouts daily, to your own payout accountSwitch to weekly, monthly, or manual in the dashboard whenever you like. F. Pricing 5% + 50¢, and nothing elseNo platform fee, no monthly minimum, no compliance retainer, no setup cost. Negotiable at higher sales volume. Payment methods ## 250+ ways to pay, including the local ones A checkout that only takes a card loses the buyer who never uses one. Fungies presents the wallets, bank redirects, and instalment plans people already use in their own country, picked from their location and currency at the moment the checkout loads. Global wallets Apple Pay, Google Pay, and Revolut Pay, so returning buyers pay with a fingerprint instead of a card number. Cards Visa, Mastercard, and Amex, with 3D Secure applied wherever the issuer asks for it. Bank transfers and debits SEPA direct debit, iDEAL in the Netherlands, and other regional bank redirects, plus Multibanco vouchers in Portugal. Buy now, pay later Klarna and other instalment options where they are offered, which lifts conversion on higher-priced products. Local wallets Naver Pay, Kakao Pay, Samsung Pay, and Payco — the methods that actually get used in Korea. Crypto and stablecoins Take payment in crypto without running a wallet or holding the asset yourself. [All payment methods](/payment-methods) ### Payment method What a buyer sees, chosen for where they are Choose your payment method Google Pay Apple Pay Mastercard Visa Klarna Revolut Pay One integration covers the set. Processing fees are already inside the commission. § One order · 14:02:11 UTC ## One sale, four steps, _none of them yours._ 01 · Checkout A buyer in Berlin pays €24. They see prices in euros, pay with the method they already use, and never leave your storefront. You are not the one holding their card details. 02 · Tax The right VAT is added, not guessed. German VAT at 19% is worked out from their location and shown before they pay. We collect it, remit it, and file it under our registration — you never register in Germany at all. 03 · Deliver The download lands before the receipt. Their file, licence key, or subscription is released the instant the payment clears, and a compliant invoice follows. Nothing waits on you being awake. 04 · Payout €18.66 is on its way to your bank. Twenty-four euros, less €3.83 of VAT and a €1.51 commission. It settles into your own connected payout account on your schedule — daily, by default. Now showing · CheckoutStep 1 / 4 8 orders · 14:02–14:05 UTCAmounts in EURNet to you · €231.49 The buyer ## What they _paid_ - 14:02:11DE 18.66net - 14:02:40US 46.05net - 14:03:06NL 11.28net - 14:03:44GB 77.87net - 14:04:12FR 9.00net - 14:04:51ES 22.27net - 14:05:19AU 33.18net - 14:05:58SE 13.18net - 14:02:11DE 18.66net - 14:02:40US 46.05net - 14:03:06NL 11.28net - 14:03:44GB 77.87net - 14:04:12FR 9.00net - 14:04:51ES 22.27net - 14:05:19AU 33.18net - 14:05:58SE 13.18net You ## _what you_ keep How it works · 00 Every sale splits three ways the moment it clears: the tax we owe a government, the commission we charge, and the rest, which is yours. Fungies keeps that split itemised on every order rather than netting it into one number at the end of the month. A day of sales, showing what each buyer paid, the tax collected, our fee, and what reaches you. | Time | Region | Method | Split | Paid | Tax | Fee | Net | | --- | --- | --- | --- | --- | --- | --- | --- | | 14:02:11 | DE | Card | | 24.00 | 3.83VAT 19% | 1.51 | 18.66 | | 14:02:40 | US | Apple Pay | | 49.00 | 0.00exempt | 2.95 | 46.05 | | 14:03:06 | NL | iDEAL | | 15.00 | 2.60VAT 21% | 1.12 | 11.28 | | 14:03:44 | GB | Card | | 99.00 | 16.50VAT 20% | 4.63 | 77.87 | | 14:04:12 | FR | Revolut Pay | | 12.00 | 2.00VAT 20% | 1.00 | 9.00 | | 14:04:51 | ES | Card | | 29.00 | 5.03VAT 21% | 1.70 | 22.27 | | 14:05:19 | AU | Google Pay | | 39.00 | 3.55GST 10% | 2.27 | 33.18 | | 14:05:58 | SE | Klarna | | 18.00 | 3.60VAT 25% | 1.22 | 13.18 | | Total | | | 285.00 | 37.11 | 16.40 | 231.49 | Eight orders, four minutesTax remitted under our registrationsEnd of tape 7 categories · head-to-headMerchant of Record · versus a processor aloneWho carries the tax risk With us Fungies. On your own DIY tax. 01Tax registration None needed — we are already registered. You register for VAT and sales tax per market. 02Tax calculation Real-time rates on every transaction. You wire up a tax engine and maintain it. 03Remittance We file and pay the authorities directly. You file monthly, quarterly, and annually. 04Audits We answer the tax authority. You keep the records and take the questions. 05Chargebacks Disputes and fraud handled for you. Your team fights each case. 06Pricing One commission, only when you sell. Processor fee plus tax software plus consultants. 07Accounting You receive net revenue. Gross receipts plus a tax liability to track. § Webhooks · payments and subscriptions ## Your systems _hear it first._ Thursday, April 259:41 Fungiesnow Payment succeeded — €24.00 · Berlin 9:41 Paid€24.00 Illustration of a webhook consumer — not a Fungies app. Now firing ### _Four_ events, _one endpoint._ - 01Payment succeeded€24.00 · BerlinLive - 02Subscription createdPro · monthly - 03Subscription renewedinterval 7 of 12 - 04Payment refunded€12.00 · reversed Payment success, refunds, and failures, plus the whole subscription lifecycle — Fungies posts each one to your endpoint the moment it happens, with delivery history, automatic retries, and a test event you can fire yourself. What you build on top of it, like the lock-screen alert here, is yours. Developers · CLI ## Your whole store, from the terminal The same API behind the dashboard is a command away. Query orders, load game keys, charge for usage, and replay webhooks locally — without opening a browser or writing an integration first. Package fungies Requires Node.js 18+ Licence MIT [Source on GitHub](https://github.com/dukenukemall/fungies-cli) [API reference](https://docs.fungies.io/api-reference/introduction) InstallAuthenticateProductsOrdersSubscriptionsWebhooks ``` # Install it globally npm install -g fungies # Or run a command without installing anything npx fungies orders list # Requires Node.js 18+ ``` In their own words[4.8/5on G2 · 10 reviews](https://www.g2.com/products/fungies-io/reviews) ## Fast to launch, _according to the teams selling on it._ ![Vadim Finayev, Head of Growth at Leadsin.io](/_astro/vadim-finayev.BxRMQagE.webp)№ 01 We work with quite a few merchants of record, but none comes close to the support and speed of implementation of Fungies. If you want a payment partner that actually gives you the feeling they want to work with you — rather than leaving you on read for three days or randomly restricting your account — you are in the right place. Vadim Finayev Head of Growth, [Leadsin.io](/customer-story/hosted-checkout-solution-for-leadsin-io-a-saas-business) 01/05 ![David Elliott, Creative Director at Freevocals.com](/_astro/david-elliott.DQTf78hS.webp)№ 02 I researched the options and Fungies was the best fit for functionality and customisation within a store builder you can connect to your own domain. Taking a small percentage of sales, instead of charging a subscription for every environment and plugin, is refreshing. David Elliott Creative Director, [Freevocals.com](/customer-story/freevocals-com-and-fungies-io-a-seamless-solution-for-digital-e-commerce) 02/05 ![Elnura Abdimanap Kyzy, Founder at TextToVideo.bot](/_astro/elnura-abdimanap.GaV90aFQ.webp)№ 03 The platform is user-friendly, integrates easily with APIs and webhooks, and simplifies managing digital products and subscriptions. We were up and running quickly and support has been responsive throughout. Fungies is clearly tailored to the needs of SaaS businesses. Elnura Abdimanap Kyzy Founder, [TextToVideo.bot](/customer-story/how-fungies-enabled-texttovideo-bot-to-integrate-payments-in-minutes) 03/05 ![Francisco Magnone Rienzi, Founder at Renderai.app](/_astro/francisco-magnone.CcI2LLmi.webp)№ 04 Fungies has been a great partner — fast setup, competitive pricing, and real humans providing quick answers. They are constantly rolling out new features, and I am excited to see what is next. Francisco Magnone Rienzi Founder, [Renderai.app](/customer-story/helping-renderai-reduce-their-ai-saas-payment-integration-from-days-to-just-a-couple-of-minutes) 04/05 ![Felix R., CEO / CMO / Co-Founder](/_astro/felix-r.DxbAVL_0.webp)5/5 · Validated reviewer “Seamless Payment Processing with Instant Onboarding” № 05 They onboarded us instantly, and we were processing payments within 10 minutes, which is really impressive. The ability to have a custom domain makes our setup look very professional. I found the initial setup very, very easy, and their onboarding process is amazing. Felix R. CEO / CMO / Co-Founder [Reviewed on G2, May 2026](https://www.g2.com/products/fungies-io/reviews) 05/05 What building it yourself costs ## Save the money and the fortnight $10k to build your own storefront and billing stack from scratch 14+ days of design, front-end work, and payment integration 15+ plugins to keep a WordPress or Shopify store selling digital goods Software and gaming customers ## Made for SaaS founders, digital creators, and game developers From solo creators to studios shipping to millions of players, teams use Fungies to sell direct and stay compliant while doing it. [Read the case studies](/case-studies-customers) Viewbot.tvSaaS Leadsin.ioSaaS RenderAIAI SaaS TextToVideoAI SaaS NimblebitGames Madmind StudioGames Lantana GamesGames Abrams StudiosGames FreeVocals.comDigital goods Viewbot.tvSaaS Leadsin.ioSaaS RenderAIAI SaaS TextToVideoAI SaaS NimblebitGames Madmind StudioGames Lantana GamesGames Abrams StudiosGames FreeVocals.comDigital goods Viewbot.tvSaaS Leadsin.ioSaaS RenderAIAI SaaS TextToVideoAI SaaS NimblebitGames Madmind StudioGames Lantana GamesGames Abrams StudiosGames FreeVocals.comDigital goods Viewbot.tvSaaS Leadsin.ioSaaS RenderAIAI SaaS TextToVideoAI SaaS NimblebitGames Madmind StudioGames Lantana GamesGames Abrams StudiosGames FreeVocals.comDigital goods ## Set up your store for everything digital It takes less than 5 minutes. No credit card, no coding, and nothing to pay until you make a sale. [Start free](https://app.fungies.io/register) [Book a demo](https://calendly.com/duke-vuh/fungies-io-demo-clone) No upfront costs. No credit card required. ```json {"@context":"https://schema.org","@graph":[{"@type":"Organization","@id":"https://fungies.io/#organization","name":"Fungies","legalName":"Fungies Inc.","url":"https://fungies.io/","description":"Merchant of Record for SaaS, games, and digital products. Fungies handles global payments, VAT and sales tax, and checkout. Free to start, commission only.","slogan":"Tax-compliant payments for everything digital","logo":{"@type":"ImageObject","url":"https://fungies.io/brand/fungies-logo-black.svg"},"image":"https://fungies.io/og-image.jpg","address":{"@type":"PostalAddress","streetAddress":"2100 Geng Road, Suite 210","addressLocality":"Palo Alto","addressRegion":"CA","postalCode":"94303","addressCountry":"US"},"sameAs":["https://www.facebook.com/fungies.io","https://www.linkedin.com/company/fungies","https://twitter.com/fungies_io","https://t.me/fungies_announcements","https://discord.gg/yfH5ZyTZH4","https://www.youtube.com/@Fungies","https://www.tiktok.com/@fungies_io"],"contactPoint":[{"@type":"ContactPoint","contactType":"customer support","email":"support@fungies.io","url":"https://help.fungies.io/","availableLanguage":["en"]}]},{"@type":"WebSite","@id":"https://fungies.io/#website","name":"Fungies","url":"https://fungies.io/","description":"Merchant of Record for SaaS, games, and digital products. Fungies handles global payments, VAT and sales tax, and checkout. Free to start, commission only.","inLanguage":"en","publisher":{"@id":"https://fungies.io/#organization"}},{"@type":"VideoObject","name":"Integrating SaaS payments for your startup","description":"A walkthrough of setting subscription billing up on Fungies: creating a plan, adding it to a checkout, and what the customer and the dashboard each see once it is live.","thumbnailUrl":["https://i.ytimg.com/vi/dmYFE13iTe4/maxresdefault.jpg"],"uploadDate":"2024-09-17T00:00:00+00:00","duration":"PT3M8S","embedUrl":"https://www.youtube.com/embed/dmYFE13iTe4","contentUrl":"https://www.youtube.com/watch?v=dmYFE13iTe4","publisher":{"@id":"https://fungies.io/#organization"}}]} ```