# Fungies > Fungies is a Merchant of Record for SaaS, games, and digital products. We sell > on your behalf, which makes us — not you — liable for VAT and sales tax in the > markets you sell into. Storefront, checkout, subscriptions, fraud, chargebacks, > and payouts are included. There is no monthly fee: pricing is 5% + 50¢ per sale. Fungies is payment-processor agnostic. We route through whichever provider suits the market, so sellers are not tied to any single processor's country list, payout schedule, or account decisions. Every page on this site is also available as markdown: append `.md` to the path, or send `Accept: text/markdown`. Usage terms are in `/robots.txt` under `Content-Signal` — indexing and answer-grounding are welcome, model training is reserved. ## Start here - [Product](https://fungies.io/product): what the platform does, end to end - [Pricing](https://fungies.io/pricing): 5% + 50¢, what it covers, competitor comparison - [Merchant of Record](https://fungies.io/merchant-of-record): who is liable for tax, and why it matters - [FAQ](https://fungies.io/faq): payouts, onboarding, compliance, refunds ## Features - [Store builder](https://fungies.io/website-builder-saas-digital-goods): hosted storefronts, no code - [Checkout](https://fungies.io/saas-checkout-service): hosted and embedded, customisable - [Subscriptions](https://fungies.io/saas-billing-subscriptions): plans, trials, upgrades, dunning - [Payment methods](https://fungies.io/payment-methods): 250+ methods including local ones - [Digital products](https://fungies.io/sell-digital-products): keys, files, licences - [Discount codes](https://fungies.io/discount-codes-creator): campaigns and limits - [Customer portal](https://fungies.io/customer-portal): self-serve billing - [Dashboard](https://fungies.io/developer-dashboard): revenue, orders, catalogue, payouts ## Who it is for - [SaaS](https://fungies.io/solutions/saas) - [Games](https://fungies.io/solutions/games) - [Mobile games](https://fungies.io/solutions/mobile-games) - [Digital creators](https://fungies.io/solutions/digital-creators) ## Evidence - [Case studies](https://fungies.io/case-studies-customers): named customers, with numbers - [Guides](https://fungies.io/guides): long-form how-tos on billing, tax, pricing and storefronts - [Blog](https://fungies.io/latest-news-blog): writing on merchant of record, tax, and selling software ## Comparisons - [Alternatives index](https://fungies.io/alternatives) - [vs Paddle](https://fungies.io/alternatives/paddle) - [vs Stripe](https://fungies.io/alternatives/stripe) - [vs Lemon Squeezy](https://fungies.io/alternatives/lemon-squeezy) - [vs Dodo Payments](https://fungies.io/alternatives/dodo-payments) - [vs Creem](https://fungies.io/alternatives/creem) - [vs Gumroad](https://fungies.io/alternatives/gumroad) - [vs FastSpring](https://fungies.io/alternatives/fastspring) - [vs Chargebee](https://fungies.io/alternatives/chargebee) - [vs Xsolla](https://fungies.io/alternatives/xsolla) - [vs Cleverbridge](https://fungies.io/alternatives/cleverbridge) - [vs Nexway](https://fungies.io/alternatives/nexway) ## Developers - [API reference](https://docs.fungies.io/api-reference/introduction): OpenAPI-described REST API - [Payment API](https://fungies.io/payment-api): keys, resources, and ordering guarantees - [Webhooks](https://fungies.io/webhooks): seven event types, signed, at-least-once delivery - [JavaScript SDK](https://fungies.io/fungies-sdk): @fungies/fungies-js, checkout from your own page - [Hosted checkout](https://fungies.io/hosted-checkout): a full page we serve, reached by a link - [Overlay checkout](https://fungies.io/overlay-checkout): the same checkout as a modal over your page - [Embedded checkout](https://fungies.io/embedded-checkout): rendered inline, in a container you choose - [Help centre](https://help.fungies.io/): setup and operational guides - [API catalog](https://fungies.io/.well-known/api-catalog): machine-readable service discovery - [Agent skills](https://fungies.io/.well-known/agent-skills/index.json): published skill index ## Optional - [About](https://fungies.io/about-us) - [Contact](https://fungies.io/contact-us): support@fungies.io - [Affiliates](https://fungies.io/referral-affiliate-program) - [Terms](https://fungies.io/terms-conditions) - [Privacy](https://fungies.io/privacy-policy)