--- title: "Payment integration for games · Fungies" description: "Take payments in-game and on the web without building an integration. Over 250 methods, no PCI scope, no gateway application, and tax handled for you." image: "https://fungies.io/og-image.jpg" canonical: "https://fungies.io/payment-integration/" --- Games · Payments # The payment integration is already written. Integrating payments into a game usually means a gateway account, a certification conversation, a tax question nobody on the team can answer, and a fortnight of work that adds nothing to the game. That work is done — you connect an account and start selling. [Start free](https://app.fungies.io/register) [Book a demo](https://calendly.com/duke-vuh/fungies-io-demo-clone) No upfront costs. No credit card required. Already selling with Fungies [![Leadsin.io](/logos/clients/leadsin.png)](/customer-story/hosted-checkout-solution-for-leadsin-io-a-saas-business "Leadsin.io — read the story")[![RenderAI](/logos/clients/renderai.png) ](/customer-story/helping-renderai-reduce-their-ai-saas-payment-integration-from-days-to-just-a-couple-of-minutes "RenderAI — read the story")[![SuperScale](/logos/clients/superscale.png) ](/customer-story/nimblebits-revenue-boost-with-a-web-store-solution "SuperScale — read the story")[![FreeVocals](/logos/clients/freevocals.png) ](/customer-story/freevocals-com-and-fungies-io-a-seamless-solution-for-digital-e-commerce "FreeVocals — read the story")![STATSCORE](/logos/clients/statscore.png)![SimFabric](/logos/clients/simfabric.png)![BotRix](/logos/clients/botrix.png)![Enhance AI](/logos/clients/enhance-ai.png)![The Humanize AI](/logos/clients/humanize-ai.png)![Kenerate AI](/logos/clients/kenerate.png) 0+ payment methods available to players 0 steps from signup to accepting money 0 card details touching your servers 0+ countries you can be paid in ## What is already done for you 001 Onboarding No gateway application We hold the master merchant account and your workspace owns a connected sub-account. There is no acquiring underwriting to wait on before you can build and test a store. 002 Compliance Card data never touches you Payment entry happens on a surface we serve and certify, whether that is the hosted page, an overlay, an embedded frame or the flow the SDK opens. Nothing sensitive passes through your servers or your game client. 003 Local methods Methods per player, not per config What a player is offered is picked from their country and the charging currency — cards and wallets everywhere, bank redirects, vouchers, buy-now-pay-later, PayPal, Korean methods, crypto where relevant. 004 Merchant of Record Tax is inside the integration The hardest part of taking money internationally is not the charge, it is being registered where the buyer is. We are the legal seller, so that registration and its filings are ours. ![A game store checkout showing local payment methods and a tax-inclusive total.](/_astro/hosted-checkout.XNG99UB8_Z3e2IC.webp?dpl=dpl_8EZJmbvb3ugYq7WK1KgC21BX19Zp) The payment surface is built and certified. You point at it. ## Three steps to accepting money 1. 01 ### Create an account No card, no upfront cost, and the store builder works before you even sign up. 2. 02 ### Complete payout onboarding Connect the account that receives your money and pass its identity checks. This is the only gate, and it is at the point of being paid rather than the point of building. 3. 03 ### Start selling Point a link, a button, an SDK call or an API request at the checkout. Players can pay in over 250 ways from that moment. Merchant of Record ## You could do all of this yourself Selling digital goods across borders means registering for tax in each market, wiring up a tax engine, and answering for every dispute. As your Merchant of Record, that is our name on the paperwork instead of yours. What it takes Fungies Processor only 01 Tax registration ✓ None needed — we are already registered. You register for VAT and sales tax per market. 02 Tax calculation ✓ Real-time rates on every transaction. You wire up a tax engine and maintain it. 03 Remittance ✓ We file and pay the authorities directly. You file monthly, quarterly, and annually. 04 Audits ✓ We answer the tax authority. You keep the records and take the questions. 05 Chargebacks ✓ Disputes and fraud handled for you. Your team fights each case. 06 Pricing ✓ One commission, only when you sell. Processor fee plus tax software plus consultants. 07 Accounting ✓ You receive net revenue. Gross receipts plus a tax liability to track. ## Ways to take the payment A plain link The hosted checkout is a URL. It works from a website, a Discord, an email or a launcher with no integration at all. An HTML attribute Add a checkout URL to a button and load the SDK script. The overlay opens over your existing page. Embedded in your layout Render the checkout inline inside an element you control, when a modal is the wrong shape for the flow. Unity and Unreal SDKs Open the payment flow from inside the game, drawing on the same catalogue as the web store. REST API and webhooks Products, offers, orders, payments and subscriptions at api.fungies.io/v0, with signed webhooks for fulfilment. Sandbox first Test payments and a full sandbox mode let you run the whole flow, including a renewal, before a real card is charged. Pricing 5% + 50¢ per sale, and nothing else Negotiable at higher sales volume. [See full pricing →](/pricing) [Start free →](https://app.fungies.io/register) ## No monthly fee. No minimum. No card to get started. One rate covers the whole stack. There is no tier that unlocks tax filing and no add-on for the store builder. - ✓ Payment processing - ✓ Tax calculation and filing - ✓ Fraud screening - ✓ Chargeback handling - ✓ Store builder and hosting - ✓ Every platform feature ## Teams like yours, already shipping [All customer stories →](/case-studies-customers) [ AI SaaS Canada ### TextToVideo.bot Weeks of payment work, done in minutes An AI video generation platform launched its subscription business without writing a payment integration at all. Minutes to stand up subscription plans Read the story →](/customer-story/how-fungies-enabled-texttovideo-bot-to-integrate-payments-in-minutes)[ AI SaaS Uruguay ### RenderAI From days of integration to a couple of minutes An AI image platform replaced a slow manual payment process with three subscription tiers and an overlay checkout. Minutes to replace a days-long integration Read the story →](/customer-story/helping-renderai-reduce-their-ai-saas-payment-integration-from-days-to-just-a-couple-of-minutes)[ Mobile gaming California, USA and Bratislava, Slovakia ### Nimblebit and Superscale A Tiny Tower web store, built in hours Nimblebit sells in-app purchases directly to players instead of paying a 30% app store commission on every one. $100,000+ saved against building their own store Read the story →](/customer-story/nimblebits-revenue-boost-with-a-web-store-solution) ## Payment integration questions ### How long does the integration actually take? ### Do I need my own merchant account? ### How does my game know a payment succeeded? ### What currencies can players pay in? ### What does the integration cost? ## More for game studios - [Game studios → Own your distribution and keep the store's cut.](/solutions/games) - [Game keys web shop → Sell Steam and Epic keys straight to players.](/game-web-shop) - [Web store for mobile games → Take IAP direct and skip the app-store commission.](/solutions/mobile-games) - [In-game store → Unity and Unreal SDKs, synced with your website.](/ingame-store-marketplace) - [Game website builder → Launch a game site from a template, no code.](/game-website-builder) - [Developer dashboard → Assets, players, and payment methods in one console.](/developer-dashboard) - [Managed user acquisition → We run the shop and the campaigns behind it.](/full-service-user-acquisition) ## Skip the integration and take a test payment Create a workspace, open a checkout, and run a sandbox purchase through it before writing anything. [Start free](https://app.fungies.io/register) [Book a demo](https://calendly.com/duke-vuh/fungies-io-demo-clone) No upfront costs. No credit card required. ```json {"@context":"https://schema.org","@graph":[{"@type":"Organization","@id":"https://fungies.io/#organization","name":"Fungies","legalName":"Fungies Inc.","url":"https://fungies.io/","description":"Merchant of Record for SaaS, games, and digital products. Fungies handles global payments, VAT and sales tax, and checkout. 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A native in-game flow through the SDK is the longest path and is still measured in hours rather than weeks."}},{"@type":"Question","name":"Do I need my own merchant account?","acceptedAnswer":{"@type":"Answer","text":"No. Your workspace owns a connected sub-account under our master account, so there is no separate acquiring application to be approved for."}},{"@type":"Question","name":"How does my game know a payment succeeded?","acceptedAnswer":{"@type":"Answer","text":"The payment webhook. Grant the item, key or entitlement server-side on that event rather than on a client callback — a client can be closed or tampered with, the webhook cannot."}},{"@type":"Question","name":"What currencies can players pay in?","acceptedAnswer":{"@type":"Answer","text":"Pricing can be localised per market and shown with tax included. Payouts settle to your own account in the settlement currency of your country, across more than 110 supported countries."}},{"@type":"Question","name":"What does the integration cost?","acceptedAnswer":{"@type":"Answer","text":"Nothing to set up and no monthly fee. A flat 5% + 50¢ per transaction covers processing, tax calculation and filing, fraud screening and chargebacks."}}]}]} ```