--- title: "Payments for solo founders and small teams · Fungies" description: "Sell software worldwide as a one-person business — no foreign tax registrations, no billing to build, no monthly fee, and a portal that answers support for you." image: "https://fungies.io/og-image.jpg" canonical: "https://fungies.io/solutions/indie-saas/" --- SaaS · Solo and small teams # Sell to the world without becoming an admin department. One person can build a product that sells in forty countries. What one person cannot do is register for tax in forty countries, chase failed cards, answer invoice requests and still ship. This is the part that scales without hiring. [Start free](https://app.fungies.io/register) [Book a demo](https://calendly.com/duke-vuh/fungies-io-demo-clone) No upfront costs. No credit card required. Already selling with Fungies [![Leadsin.io](/logos/clients/leadsin.png)](/customer-story/hosted-checkout-solution-for-leadsin-io-a-saas-business "Leadsin.io — read the story")[![RenderAI](/logos/clients/renderai.png) ](/customer-story/helping-renderai-reduce-their-ai-saas-payment-integration-from-days-to-just-a-couple-of-minutes "RenderAI — read the story")[![SuperScale](/logos/clients/superscale.png) ](/customer-story/nimblebits-revenue-boost-with-a-web-store-solution "SuperScale — read the story")[![FreeVocals](/logos/clients/freevocals.png) ](/customer-story/freevocals-com-and-fungies-io-a-seamless-solution-for-digital-e-commerce "FreeVocals — read the story")![STATSCORE](/logos/clients/statscore.png)![SimFabric](/logos/clients/simfabric.png)![BotRix](/logos/clients/botrix.png)![Enhance AI](/logos/clients/enhance-ai.png)![The Humanize AI](/logos/clients/humanize-ai.png)![Kenerate AI](/logos/clients/kenerate.png) $0 to start, and no monthly fee 0 EU states we are registered in, not you 0 min to a working checkout 0h default payout cycle ## What you get to not do 001 Compliance Register for tax abroad Most digital-services regimes tax a foreign seller from the very first sale. As Merchant of Record we are the legal seller, so the registrations, returns and audits are ours. Your accountant deals with your domestic income, and nothing else. 002 Billing Build a billing system Trials, plan changes, proration, dunning, invoices and a customer portal are months of work that add nothing a user would pay more for. All of it is already here. 003 Support Answer billing email The portal on your domain lets a customer change plan, update a card, fetch an invoice or cancel by themselves. That is most of a solo founder's support volume, gone. 004 Pricing Pay for software you are not using No subscription, no minimum, no per-seat billing tool. It is 5% + 50¢ on transactions that happened, which means a month with no sales costs nothing. ![The branded customer portal where a subscriber changes plan, updates a card and downloads invoices.](/_astro/customer-portal.BVvv6OPh_Z1iIoXb.webp?dpl=dpl_8EZJmbvb3ugYq7WK1KgC21BX19Zp) The support queue you never have to staff, running on your domain. ## A realistic first afternoon 1. 01 ### Open the builder No account needed. Lay out a page and see whether the shop looks like something you would ship. 2. 02 ### Add one product A monthly plan, or a one-time licence. Offers cover the price points; you do not need the full catalogue yet. 3. 03 ### Take a sandbox payment Run the whole flow, including a renewal, without a real card. This is where you find out what your app needs to do. 4. 04 ### Connect payouts and go live The identity checks happen here, at the point of being paid, rather than as a gate on building. Merchant of Record ## You could do all of this yourself Selling digital goods across borders means registering for tax in each market, wiring up a tax engine, and answering for every dispute. As your Merchant of Record, that is our name on the paperwork instead of yours. What it takes Fungies Processor only 01 Tax registration ✓ None needed — we are already registered. You register for VAT and sales tax per market. 02 Tax calculation ✓ Real-time rates on every transaction. You wire up a tax engine and maintain it. 03 Remittance ✓ We file and pay the authorities directly. You file monthly, quarterly, and annually. 04 Audits ✓ We answer the tax authority. You keep the records and take the questions. 05 Chargebacks ✓ Disputes and fraud handled for you. Your team fights each case. 06 Pricing ✓ One commission, only when you sell. Processor fee plus tax software plus consultants. 07 Accounting ✓ You receive net revenue. Gross receipts plus a tax liability to track. ## Enough platform for one person to run A store without a website The builder produces a shop on your own domain, and it opens before you have even signed up. Checkout as a link If you already have a site, a URL is the whole integration. An overlay button is one HTML attribute. Subscriptions that run themselves Renewals, retries on a failed card, proration on upgrades, and pausing instead of cancelling. Invoices for the business buyers A customer who supplies a tax ID at checkout is emailed a proper invoice, on the first charge and every renewal. Payouts to your own account Daily by default, in over 110 countries, each with its own settlement currency. An API when you want one REST, a JavaScript SDK, a CLI and an MCP server — available, but nothing here requires them. Pricing 5% + 50¢ per sale, and nothing else Negotiable at higher sales volume. [See full pricing →](/pricing) [Start free →](https://app.fungies.io/register) ## No monthly fee. No minimum. No card to get started. One rate covers the whole stack. There is no tier that unlocks tax filing and no add-on for the store builder. - ✓ Payment processing - ✓ Tax calculation and filing - ✓ Fraud screening - ✓ Chargeback handling - ✓ Store builder and hosting - ✓ Every platform feature ## Teams like yours, already shipping [All customer stories →](/case-studies-customers) [ SaaS Miami, Florida, USA ### Leadsin.io A hosted checkout with no payment infrastructure to build A lead generation platform started taking monthly and yearly subscriptions without standing up any payment infrastructure of its own. Zero tax registrations of their own Read the story →](/customer-story/hosted-checkout-solution-for-leadsin-io-a-saas-business)[ SaaS United Arab Emirates ### Viewbot.tv Merchant of Record billing, live in one session The engagement platform for Twitch and Kick streamers moved its whole subscription business onto a checkout that matches its own dark theme. 1 session from first API call to live payments Read the story →](/customer-story/viewbot-customizable-checkout-merchant-of-record-payment)[ AI SaaS Canada ### TextToVideo.bot Weeks of payment work, done in minutes An AI video generation platform launched its subscription business without writing a payment integration at all. Minutes to stand up subscription plans Read the story →](/customer-story/how-fungies-enabled-texttovideo-bot-to-integrate-payments-in-minutes) ## Questions from small teams ### Do I need a registered company? ### What happens when a customer's card fails? ### Will customers ask me for invoices? ### What if I only make a few sales a month? ### How much of my time does this actually take? ## More for SaaS teams - [SaaS companies → Sell subscriptions worldwide with no tax registrations.](/solutions/saas) - [AI products → Credit packs, metered usage, and costs that move per call.](/solutions/ai-saas) - [API and developer tools → Usage-based billing with keys that follow the subscription.](/solutions/api-products) ## Ship the product, not the billing department Open the builder, add one plan, and take a sandbox payment before you commit to anything. [Start free](https://app.fungies.io/register) [Book a demo](https://calendly.com/duke-vuh/fungies-io-demo-clone) No upfront costs. 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You do complete our payment provider's onboarding to receive payouts, and their identity requirements apply there."}},{"@type":"Question","name":"What happens when a customer's card fails?","acceptedAnswer":{"@type":"Answer","text":"The charge is retried and the customer is notified, rather than the subscription being dropped on the first decline. You do not have to build or watch a dunning process."}},{"@type":"Question","name":"Will customers ask me for invoices?","acceptedAnswer":{"@type":"Answer","text":"Business buyers who enter a tax ID at checkout are emailed one automatically, and can fetch it again from the portal. That request largely stops reaching you."}},{"@type":"Question","name":"What if I only make a few sales a month?","acceptedAnswer":{"@type":"Answer","text":"Then you pay a few times 5% + 50¢. There is no monthly fee, no minimum and no charge in a month where nothing sold, which is the point of the pricing for a small operation."}},{"@type":"Question","name":"How much of my time does this actually take?","acceptedAnswer":{"@type":"Answer","text":"Setup is minutes rather than days, and after that the recurring work is uploading products and reading the dashboard. Tax filing, dunning, invoicing and the billing portal are not tasks that come back to you."}}]}]} ```