How we compare
Honest side-by-side comparisons with the other Merchant of Record platforms, including where they beat us. Every competitor figure is quoted from their own published pages and dated.
Pick a comparison
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Paddle
Same headline rate, daily payouts instead of monthly, and a storefront in the box.
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Stripe
One rate covering tax, subscriptions, and a storefront, instead of three line items.
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Lemon Squeezy
A flat rate with no surcharges for selling abroad or billing monthly.
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Dodo Payments
A lower headline that adds surcharges. Ours is flat, with disputes absorbed.
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Creem
Cheaper per sale. Read their docs on chargebacks and payouts before deciding.
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Gumroad
Half the commission, and AI products are welcome here.
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FastSpring
Their rate is quote-only. Ours is on the pricing page. Compare what is published.
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Chargebee
They bill. You still need a gateway, a merchant account and your own tax filings.
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Xsolla
Their 5% is 5% plus cost of channel. Ours is the whole number.
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Cleverbridge
Enterprise merchant of record, sales-gated. Start selling today instead.
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Nexway
Enterprise merchant of record that lists early-stage businesses as limited support.
You could do all of this yourself
Selling digital goods across borders means registering for tax in each market, wiring up a tax engine, and answering for every dispute. As your Merchant of Record, that is our name on the paperwork instead of yours.
What the same sale costs on each platform
Every platform below is priced on the same transaction, from figures published on their own pricing pages. We are not the cheapest — Creem is — and the table says so. What we are is flat: the number you see is the number you pay whoever buys and however often.
- Creem $1.57
- Fungies $2.00
- Paddle $2.00
- Dodo Payments $2.20
- Polar $2.45
- Lemon Squeezy $2.60
- Stripe $2.67
- Gumroad $3.50
| Compare | Fungies | Lemon Squeezy |
|---|---|---|
| Headline rate | 5% + 50¢ per sale. Negotiable at higher sales volume. | 5% + 50¢ — the same as ours, before surcharges. |
| What stacks on top | Nothing. No surcharge for selling abroad, for billing monthly, or for the payment method your customer picks. | 1.5% for international cards, 0.5% for subscription payments, and 1.5% for PayPal. Their own published example puts a $20 sale into France at 8.6%. |
| $30 subscription renewal, international card | $2.00 — 6.7%. | $2.60 — 8.7%. Base plus 1.5% international plus 0.5% recurring. |
| Getting paid | Daily by default, into your own connected payout account. No minimum balance and no per-payout fee from us. | Twice a month. Non-US bank accounts pay 1% of every payout on top. |
| Disputes and fraud | No per-dispute fee — it is covered by the commission. Fraud screening runs on every transaction and our dispute rate sits at 0.04%. | Chargebacks handled, per-dispute fee not published on their pricing page. |
| Storefront and checkout | Store builder, hosting, and your own domain included. Hosted, overlay, and embedded checkout, with custom fields, localised pricing, and your own post-purchase redirect. | Storefront, signed download links, and license key issuance and validation — genuinely good, and a real strength. |
| Recovering failed payments | Abandoned checkout emails, dunning, and smart retries on failed renewals — included, with no cut of what comes back. | Dunning and recovery emails included, plus email marketing free to 500 subscribers. |
If you ship a desktop app that checks a license key on launch, their key issuance and validation plus signed downloads is a working business on day one. Their affiliate programme is also more mature than ours.
5% + 50¢
per sale, and nothing else
Negotiable at higher sales volume.
No monthly fee. No minimum. No card to get started.
One rate covers the whole stack. There is no tier that unlocks tax filing and no add-on for the store builder.
- ✓ Payment processing
- ✓ Tax calculation and filing
- ✓ Fraud screening
- ✓ Chargeback handling
- ✓ Store builder and hosting
- ✓ Every platform feature
Start selling before you switch anything
Open an account, build a store, and take a real payment. Nothing moves off your current provider until you decide it should.