Free forever. Pay only commission.
Use the builder, upload your subscriptions, digital products, or game assets, and start selling. We take 5% + 50¢ per sale and nothing else, and the rate comes down at volume.
One rate covers payment processing, tax calculation and remittance, fraud screening, chargebacks, and every platform feature. No monthly fee, no setup cost, no per-seat charge.
Negotiable at higher sales volume. Tell us what you are selling and we will quote against it.
- No upfront costs
- No monthly fees for hosting or a website builder. You pay nothing until a customer pays you.
- No credit card required
- We never ask for card details to get started. Create an account and connect your payout details.
- Free forever
- Your commercial success is our success, so the store builder stays free for as long as you use it.
- Unlimited everything
- Every feature is included. Upload as many products, plans, or assets as you like — no tiers, no caps.
- Better rates at volume
- 5% + 50¢ is the standard rate. Once you are selling at real volume it is negotiable, and you do not have to be enterprise to ask.
- 5 min
- 5% + 50¢
- 17,000+
What's included
- Store builder
- Arrange sections, show products, and publish on your own domain in minutes.
- Dashboard
- Manage products, subscriptions, downloads, customers, and domains in one place.
- Payments
- 250+ payment methods across 150+ countries, already integrated.
- Tax and compliance
- We calculate, collect, remit, and file as your Merchant of Record.
- Hosted or overlay checkout
- Pick a full-page or in-page checkout. Both are PCI-compliant.
- Reporting
- MRR and ARR growth, transaction history, and product performance.
How that rate holds up against everyone else
Every platform below is priced on the same transaction, from figures published on their own pricing pages. We are not the cheapest — Creem is — and the table says so. What we are is flat: the number you see is the number you pay whoever buys and however often.
- Creem $1.57
- Fungies $2.00
- Paddle $2.00
- Dodo Payments $2.20
- Polar $2.45
- Lemon Squeezy $2.60
- Stripe $2.67
- Gumroad $3.50
| Compare | Fungies | Lemon Squeezy |
|---|---|---|
| Headline rate | 5% + 50¢ per sale. Negotiable at higher sales volume. | 5% + 50¢ — the same as ours, before surcharges. |
| What stacks on top | Nothing. No surcharge for selling abroad, for billing monthly, or for the payment method your customer picks. | 1.5% for international cards, 0.5% for subscription payments, and 1.5% for PayPal. Their own published example puts a $20 sale into France at 8.6%. |
| $30 subscription renewal, international card | $2.00 — 6.7%. | $2.60 — 8.7%. Base plus 1.5% international plus 0.5% recurring. |
| Getting paid | Daily by default, into your own connected payout account. No minimum balance and no per-payout fee from us. | Twice a month. Non-US bank accounts pay 1% of every payout on top. |
| Disputes and fraud | No per-dispute fee — it is covered by the commission. Fraud screening runs on every transaction and our dispute rate sits at 0.04%. | Chargebacks handled, per-dispute fee not published on their pricing page. |
| Storefront and checkout | Store builder, hosting, and your own domain included. Hosted, overlay, and embedded checkout, with custom fields, localised pricing, and your own post-purchase redirect. | Storefront, signed download links, and license key issuance and validation — genuinely good, and a real strength. |
| Recovering failed payments | Abandoned checkout emails, dunning, and smart retries on failed renewals — included, with no cut of what comes back. | Dunning and recovery emails included, plus email marketing free to 500 subscribers. |
If you ship a desktop app that checks a license key on launch, their key issuance and validation plus signed downloads is a working business on day one. Their affiliate programme is also more mature than ours.
A cheaper rate on a payment that fails is not cheaper
Authorisation and disputes move revenue more than a percentage point of commission does. These are our own platform figures.
- 94% Share of payment attempts approved by the issuing bank. Routing, retries, and local acquiring all feed this, and a point of authorisation is worth more than a point of commission.
- 92% Sessions that reach a completed payment. Localised pricing, the customer's own payment methods, and a checkout that loads in their language do most of the work.
- 0.04% Card networks begin monitoring sellers as disputes approach 0.7%. Ours sits roughly seventeen times below that line, which is what keeps the flat rate flat.
- $0 Most platforms here bill $15 to $30 for every chargeback, win or lose. We absorb them, because fraud screening blocking a bad transaction before it settles is our job rather than your line item.
What it costs, according to the people paying it
Every review below is on our G2 profile, quoted as written. Scores and all — two of these are four stars.
“Alternative to Wordpress with MoR at its core”
The pricing model of Fungies taking a small percentage of your sales, instead of you paying a subscription for every environment and plugin, is refreshing. You will always have payment gateway and accounting fees however you build your websites and apps, so this feels more symbiotic than the alternatives.
David E.“Streamlined SaaS Operations with Personalized Support”
Fungies has clear and transparent pricing with no hidden fees or surcharges, unlike other MoRs that have higher rates or commissions. It saves me a lot of administrative work and bureaucracy by managing payments and taxes, so I can focus exclusively on improving my SaaS.
“Seamless Payment Processing with Instant Onboarding”
They onboarded us instantly, and we were processing payments within 10 minutes, which is really impressive. The ability to have a custom domain is another feature I appreciate, as it makes our setup look very professional. I found the initial setup to be very, very easy.
Felix R.“One of the best MoRs out there”
If you're looking for a payments partner that actually values and respects your business, you got it here. Their support, responsiveness and implementation speed is in a league of its own. We've worked with multiple MoRs, but literally none match Fungies.
“Great Merchant of Record for individuals & small businesses”
Very competitive prices and fees make it a smart choice financially. The platform is polished and new, keeping up with innovations in the industry. Support is fast to respond and, most importantly, it is human at the other end.
“Fungies has been a fantastic solution for our SaaS project”
The platform is user-friendly, offers easy integration with APIs and webhooks, and simplifies managing digital products and subscriptions. The ease of implementation has been impressive, allowing us to get up and running quickly.
Elnura A.“A Powerful and User-Friendly Merchant of Record for Digital Products”
Setting up our store with Fungies was a breeze, thanks to their intuitive dashboard. We focus on selling digital products, and integrating the purchase flow into our game was seamless using their well-documented API and webhooks.
“Easy Implementation and a Service That Works Well”
Implementation was easy and the service works well. It gives me an easy-to-use solution for accepting payments for my SaaS.
Read the long version
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Paddle
Same headline rate, daily payouts instead of monthly, and a storefront in the box.
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Stripe
One rate covering tax, subscriptions, and a storefront, instead of three line items.
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Lemon Squeezy
A flat rate with no surcharges for selling abroad or billing monthly.
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Dodo Payments
A lower headline that adds surcharges. Ours is flat, with disputes absorbed.
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Creem
Cheaper per sale. Read their docs on chargebacks and payouts before deciding.
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Gumroad
Half the commission, and AI products are welcome here.
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FastSpring
Their rate is quote-only. Ours is on the pricing page. Compare what is published.
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Chargebee
They bill. You still need a gateway, a merchant account and your own tax filings.
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Xsolla
Their 5% is 5% plus cost of channel. Ours is the whole number.
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Cleverbridge
Enterprise merchant of record, sales-gated. Start selling today instead.
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Nexway
Enterprise merchant of record that lists early-stage businesses as limited support.
Questions about pricing
Still unsure? The help centre covers the detail, or talk to us.
One rate. Everything in it.
5% + 50¢ per sale, and nothing before that. No monthly fee, no tier to outgrow, no line item for the parts nobody enjoys building.