Tax-compliant payments for everything digitalTax-compliant payments for digital products
As your Merchant of Record, Fungies takes on payments, VAT, and sales tax so you can sell SaaS, games, and digital goods worldwide without a single tax registration.
Be compliant from day one.
Instead of registering for VAT across 27 EU states, collecting sales tax permits in the US, and learning India's GST rules, you sell and we take on the compliance.
- 17,000+
- 150+
- 250+
Launch your store in 5 minutes
Add your products
Upload, sync, or link whatever you sell — subscriptions, licence keys, downloads, in-game items. One-off, recurring, and usage-based all work the same way.
Make it yours
Personalise logos, themes, colours, and copy with the no-code builder, then point it at your own domain. Checkout is already wired in.
Keep more of every sale
Sell direct to your own customers rather than through an app store or marketplace taking 30% — just a flat commission when you actually get paid.
Three minutes from an empty account to a paid subscription.
Creating a plan, putting it behind a checkout, and the first payment arriving in the dashboard. Recorded start to finish, with nothing sped up to hide a step.
Fungies, at a glance.
- A.
- A store on your own domain, live todayTemplates, sections, hosting, and SEO included. Setup takes about 5 minutes.
- B.
- Hosted, overlay, or embeddedLocalised in the buyer's language and currency, PCI-compliant, 3D Secure.
- C.
- We are the Merchant of RecordVAT across 27 EU states, US sales tax, and GST — registered, collected, and filed under our name.
- D.
- 250+ payment methods, one integrationCards, Apple Pay, Google Pay, Klarna, Revolut Pay, SEPA, Korean wallets, and crypto.
- E.
- Payouts daily, to your own payout accountSwitch to weekly, monthly, or manual in the dashboard whenever you like.
- F.
- 5% + 50¢, and nothing elseNo platform fee, no monthly minimum, no compliance retainer, no setup cost. Negotiable at higher sales volume.
250+ ways to pay, including the local ones
A checkout that only takes a card loses the buyer who never uses one. Fungies presents the wallets, bank redirects, and instalment plans people already use in their own country, picked from their location and currency at the moment the checkout loads.
- Global wallets
- Apple Pay, Google Pay, and Revolut Pay, so returning buyers pay with a fingerprint instead of a card number.
- Cards
- Visa, Mastercard, and Amex, with 3D Secure applied wherever the issuer asks for it.
- Bank transfers and debits
- SEPA direct debit, iDEAL in the Netherlands, and other regional bank redirects, plus Multibanco vouchers in Portugal.
- Buy now, pay later
- Klarna and other instalment options where they are offered, which lifts conversion on higher-priced products.
- Local wallets
- Naver Pay, Kakao Pay, Samsung Pay, and Payco — the methods that actually get used in Korea.
- Crypto and stablecoins
- Take payment in crypto without running a wallet or holding the asset yourself.
Payment method
What a buyer sees, chosen for where they are
One integration covers the set. Processing fees are already inside the commission.
One sale, four steps, none of them yours.
A buyer in Berlin pays €24.
They see prices in euros, pay with the method they already use, and never leave your storefront. You are not the one holding their card details.
The right VAT is added, not guessed.
German VAT at 19% is worked out from their location and shown before they pay. We collect it, remit it, and file it under our registration — you never register in Germany at all.
The download lands before the receipt.
Their file, licence key, or subscription is released the instant the payment clears, and a compliant invoice follows. Nothing waits on you being awake.
€18.66 is on its way to your bank.
Twenty-four euros, less €3.83 of VAT and a €1.51 commission. It settles into your own connected payout account on your schedule — daily, by default.
What they paid
what you keep
Every sale splits three ways the moment it clears: the tax we owe a government, the commission we charge, and the rest, which is yours. Fungies keeps that split itemised on every order rather than netting it into one number at the end of the month.
| Time | Region | Paid | Tax | Net |
|---|---|---|---|---|
| 14:02:11 | DE | 24.00 | 3.83VAT 19% | 18.66 |
| 14:02:40 | US | 49.00 | 0.00exempt | 46.05 |
| 14:03:06 | NL | 15.00 | 2.60VAT 21% | 11.28 |
| 14:03:44 | GB | 99.00 | 16.50VAT 20% | 77.87 |
| 14:04:12 | FR | 12.00 | 2.00VAT 20% | 9.00 |
| 14:04:51 | ES | 29.00 | 5.03VAT 21% | 22.27 |
| 14:05:19 | AU | 39.00 | 3.55GST 10% | 33.18 |
| 14:05:58 | SE | 18.00 | 3.60VAT 25% | 13.18 |
| Total | 285.00 | 37.11 | 231.49 |
- Tax registration
- None needed — we are already registered.
- You register for VAT and sales tax per market.
- Tax calculation
- Real-time rates on every transaction.
- You wire up a tax engine and maintain it.
- Remittance
- We file and pay the authorities directly.
- You file monthly, quarterly, and annually.
- Audits
- We answer the tax authority.
- You keep the records and take the questions.
- Chargebacks
- Disputes and fraud handled for you.
- Your team fights each case.
- Pricing
- One commission, only when you sell.
- Processor fee plus tax software plus consultants.
- Accounting
- You receive net revenue.
- Gross receipts plus a tax liability to track.
None needed — we are already registered.
You register for VAT and sales tax per market.
Real-time rates on every transaction.
You wire up a tax engine and maintain it.
We file and pay the authorities directly.
You file monthly, quarterly, and annually.
We answer the tax authority.
You keep the records and take the questions.
Disputes and fraud handled for you.
Your team fights each case.
One commission, only when you sell.
Processor fee plus tax software plus consultants.
You receive net revenue.
Gross receipts plus a tax liability to track.
Your systems hear it first.
Payment succeeded — €24.00 · Berlin
Your whole store, from the terminal
The same API behind the dashboard is a command away. Query orders, load game keys, charge for usage, and replay webhooks locally — without opening a browser or writing an integration first.
- fungies
- Node.js 18+
- MIT
# Install it globally
npm install -g fungies
# Or run a command without installing anything
npx fungies orders list
# Requires Node.js 18+Fast to launch, according to the teams selling on it.
We work with quite a few merchants of record, but none comes close to the support and speed of implementation of Fungies. If you want a payment partner that actually gives you the feeling they want to work with you — rather than leaving you on read for three days or randomly restricting your account — you are in the right place.
I researched the options and Fungies was the best fit for functionality and customisation within a store builder you can connect to your own domain. Taking a small percentage of sales, instead of charging a subscription for every environment and plugin, is refreshing.
The platform is user-friendly, integrates easily with APIs and webhooks, and simplifies managing digital products and subscriptions. We were up and running quickly and support has been responsive throughout. Fungies is clearly tailored to the needs of SaaS businesses.
Fungies has been a great partner — fast setup, competitive pricing, and real humans providing quick answers. They are constantly rolling out new features, and I am excited to see what is next.
“Seamless Payment Processing with Instant Onboarding”
They onboarded us instantly, and we were processing payments within 10 minutes, which is really impressive. The ability to have a custom domain makes our setup look very professional. I found the initial setup very, very easy, and their onboarding process is amazing.
Save the money and the fortnight
- $10k
- to build your own storefront and billing stack from scratch
- 14+ days
- of design, front-end work, and payment integration
- 15+ plugins
- to keep a WordPress or Shopify store selling digital goods
Made for SaaS founders, digital creators, and game developers
From solo creators to studios shipping to millions of players, teams use Fungies to sell direct and stay compliant while doing it.
Read the case studiesSet up your store for everything digital
It takes less than 5 minutes. No credit card, no coding, and nothing to pay until you make a sale.