The same rate, without waiting a month to be paid
Paddle and Fungies are both Merchant of Record, and both charge 5% + 50¢. The difference is what surrounds it.
Paddle is a mature Merchant of Record with fourteen years of tax filings behind it, and for an established B2B SaaS it is a genuinely strong choice. We charge the same headline rate. Where we differ is the shape of the deal around it: we pay out daily rather than monthly against a $100 floor, we include the store builder rather than assuming you already have a site, and we take products under $10 at the standard rate rather than sending you to a sales conversation.
Fungies and Paddle, side by side
✓ Yes — we are the legal seller and we file.
Yes — Paddle is the seller of record and files.
✓ 5% + 50¢ per sale. Negotiable at higher sales volume.
5% + 50¢ per checkout transaction.
✓ Standard rate. No conversation needed.
Excluded from standard pricing — Paddle asks you to contact them.
✓ Daily by default, or weekly, monthly, or manual. No minimum balance.
Monthly. $100 minimum, sent by the 15th, no withdrawal on demand.
✓ Store builder, hosting, and your own domain are included.
Checkout only. You bring the site.
✓ Handled as part of the commission.
$15 per card dispute, $20 via PayPal, also charged on pre-dispute alerts.
✓ Publish when you are ready.
Each domain is reviewed before it can take payments.
✓ Web stores for mobile IAP, key delivery, and Steam sales.
Built for software companies; no in-game purchase tooling.
Why teams move across
Money arrives daily, not on the 15th
Paddle converts your balance monthly and only if it clears $100, then sends by the 15th. There is no withdrawing on demand. We pay out daily by default, with no floor, and you can switch to weekly, monthly, or manual whenever you like.
Cheap products are not a special case
Paddle's pricing page excludes anything under $10 from the standard rate and points you at their sales team. If you sell a $4 asset pack or a $7 plugin, that is your whole catalogue. We charge the same rate whatever the ticket size.
You do not need a site first
Paddle gives you a checkout and assumes a website exists to put it on. We include a store builder, hosting, and your own domain, so a storefront is about five minutes of work rather than a project.
Games are a first-class case, not an exception
Paddle says plainly that it is built for software companies. If you are selling Steam keys, running a web store for mobile in-app purchases, or shipping game assets, that is what we were built around.
When Paddle is the better call
No provider wins every case, and a comparison that pretends otherwise is not worth your time. Here is where Paddle is the better answer.
You are an established B2B SaaS selling to enterprises
Paddle has fourteen years of filings, a migration service, dedicated invoicing for procurement teams, and negotiated rates at volume. When a CFO asks who carries the tax liability and what the track record is, that history is worth something we cannot manufacture.
You already have an app store business
Paddle's RevenueCat integration and its work around the external-payment rulings make it the shortest path if you need web billing reconciled against existing iOS and Android subscriptions.
What sellers say once they have switched
★★★★★ 4.8/5 from 10 reviews on G2 →
Vadim Finayev “We work with quite a few merchants of record, but none comes close to the support and speed of implementation of Fungies. If you want a payment partner that actually gives you the feeling they want to work with you — rather than leaving you on read for three days or randomly restricting your account — you are in the right place.”
David Elliott “I researched the options and Fungies was the best fit for functionality and customisation within a store builder you can connect to your own domain. Taking a small percentage of sales, instead of charging a subscription for every environment and plugin, is refreshing.”
Elnura Abdimanap Kyzy “The platform is user-friendly, integrates easily with APIs and webhooks, and simplifies managing digital products and subscriptions. We were up and running quickly and support has been responsive throughout. Fungies is clearly tailored to the needs of SaaS businesses.”
Francisco Magnone Rienzi “Fungies has been a great partner — fast setup, competitive pricing, and real humans providing quick answers. They are constantly rolling out new features, and I am excited to see what is next.”
5% + 50¢
per sale, and nothing else
Negotiable at higher sales volume.
No monthly fee. No minimum. No card to get started.
One rate covers the whole stack. There is no tier that unlocks tax filing and no add-on for the store builder.
- ✓ Payment processing
- ✓ Tax calculation and filing
- ✓ Fraud screening
- ✓ Chargeback handling
- ✓ Store builder and hosting
- ✓ Every platform feature
Teams who made the move
All customer stories →Leadsin.io
A hosted checkout with no payment infrastructure to build
A lead generation platform started taking monthly and yearly subscriptions without standing up any payment infrastructure of its own.
Viewbot.tv
Merchant of Record billing, live in one session
The engagement platform for Twitch and Kick streamers moved its whole subscription business onto a checkout that matches its own dark theme.
RenderAI
From days of integration to a couple of minutes
An AI image platform replaced a slow manual payment process with three subscription tiers and an overlay checkout.
Compare us with the others
-
Stripe
One rate covering tax, subscriptions, and a storefront, instead of three line items.
-
Lemon Squeezy
A flat rate with no surcharges for selling abroad or billing monthly.
-
Dodo Payments
A lower headline that adds surcharges. Ours is flat, with disputes absorbed.
-
Creem
Cheaper per sale. Read their docs on chargebacks and payouts before deciding.
-
Gumroad
Half the commission, and AI products are welcome here.
-
FastSpring
Their rate is quote-only. Ours is on the pricing page. Compare what is published.
-
Chargebee
They bill. You still need a gateway, a merchant account and your own tax filings.
-
Xsolla
Their 5% is 5% plus cost of channel. Ours is the whole number.
-
Cleverbridge
Enterprise merchant of record, sales-gated. Start selling today instead.
-
Nexway
Enterprise merchant of record that lists early-stage businesses as limited support.
Try it before you move anything
Build a store, take a real payment, and see the payout land. It costs nothing until you sell, and nothing is migrated until you decide to.