One integration, and the way every market prefers to pay
A gateway that only takes cards works everywhere and converts well almost nowhere. Buyers reach for what they already use — iDEAL in the Netherlands, Kakao Pay in Korea, a Multibanco voucher in Portugal — and the checkout decides which of those to show them.
What can be paid with
- Cards and wallets
- The global baseline — cards everywhere, plus Apple Pay, Google Pay and the other wallets buyers now expect to see first.
- Bank redirects and debits
- iDEAL and equivalents where a bank transfer is the normal way to buy something online, and SEPA direct debit across the euro area.
- Vouchers and buy-now-pay-later
- Multibanco for markets where cash-adjacent payment is still mainstream, and BNPL where instalments materially change conversion.
- PayPal, worldwide
- Available globally and presented in fourteen currencies, which for some catalogues is the single biggest method after cards.
- South Korean methods
- Naver Pay, Kakao Pay, Samsung Pay and Payco — a market that is close to unsellable on cards alone.
- Crypto and stablecoins
- Supported at checkout for the buyers who prefer them, settled to you the same way everything else is.
How the gateway decides what to show
- 01
It reads the buyer, not your settings
The methods offered are chosen from where the customer is and the currency they are being charged in, so nobody is scrolling past nine irrelevant options to find theirs.
- 02
It prices in something familiar
Pricing localisation shows a number that makes sense locally, and tax for their country can be folded into it so the total does not change at the last step.
- 03
It clears as one transaction
Whatever they paid with, the sale is a single order under our name, screened for fraud, with the tax collected and the descriptor you chose on their statement.
- 04
It settles into one account
Every method, every market, one payout stream into your own connected account, daily by default. No per-method reconciliation.
Reach that is hard to assemble yourself
Sell to anywhere, get paid at home
Your customers can be in any country. Payouts land in your own account in over 110 supported countries, each with its own settlement currency, so global reach does not mean managing foreign balances.
Missing methods do not look like failures
A buyer who cannot see their usual payment option does not generate a declined transaction you can go and investigate. They close the tab, and the loss never appears in any report you read.
The gateway also files the tax
Being Merchant of Record rather than only a processor means the VAT, GST and sales tax on all of this reach the right authority under our registrations, not yours.
One commission covers all of it
5% + 50¢ per transaction whatever the method, market or currency. No per-method pricing, no cross-border surcharge and no monthly fee. Negotiable once you are selling at volume.
What sellers say once they have switched
★★★★★ 4.8/5 from 10 reviews on G2 →
Vadim Finayev “We work with quite a few merchants of record, but none comes close to the support and speed of implementation of Fungies. If you want a payment partner that actually gives you the feeling they want to work with you — rather than leaving you on read for three days or randomly restricting your account — you are in the right place.”
David Elliott “I researched the options and Fungies was the best fit for functionality and customisation within a store builder you can connect to your own domain. Taking a small percentage of sales, instead of charging a subscription for every environment and plugin, is refreshing.”
Elnura Abdimanap Kyzy “The platform is user-friendly, integrates easily with APIs and webhooks, and simplifies managing digital products and subscriptions. We were up and running quickly and support has been responsive throughout. Fungies is clearly tailored to the needs of SaaS businesses.”
Francisco Magnone Rienzi “Fungies has been a great partner — fast setup, competitive pricing, and real humans providing quick answers. They are constantly rolling out new features, and I am excited to see what is next.”
Payment gateway questions
How money reaches you, and what happens on the way.
Add the methods your next market already uses
Create a store, open a checkout, and see the methods a buyer in another country would be offered before you commit to anything.