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How to Choose a Merchant of Record Platform in 2026: Complete Evaluation Framework

Here’s a number that’ll change how you evaluate payment infrastructure: at $50K MRR, a 1% difference in platform fees equals $6,000 per year. At $500K MRR, that’s $60,000. Most SaaS founders treat choosing a Merchant of Record (MoR) like picking a developer tool. Then, 18 months later, they’re managing a tax audit in Germany, absorbing...