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SaaS And Digital Products Resources
Paddle vs Stripe vs Merchant of Record in 2026: Which Payment Stack Is Right for Your SaaS?

Paddle vs Stripe vs Merchant of Record in 2026: Which Payment Stack Is Right for Your SaaS?

In 2026, 43% of SaaS founders still start with Stripe — then quietly switch 18 months later when their accountant’s bill lands. The debate between Stripe, Paddle, and Merchant of Record platforms isn’t really about payment processing. It’s about who owns your tax liability, how much compliance overhead you can stomach, and whether your “cheaper”...