5% that stays 5%
Lemon Squeezy also starts at 5% + 50¢. Then it adds 1.5% for international cards, 1.5% for PayPal, and 0.5% for subscriptions.
Lemon Squeezy is a good Merchant of Record with a genuinely strong product — a storefront, license keys, download delivery, and affiliates in one place. Two things are worth knowing before you pick it. Its 5% + 50¢ is a starting rate that grows with surcharges, and by their own worked example a $20 sale into France costs 8.6%. And since Stripe acquired them in July 2024, Lemon Squeezy now bills under the same legal entity as Stripe's own Merchant of Record product.
Fungies and Lemon Squeezy, side by side
✓ Yes — we are the legal seller and we file.
Yes — they take on the tax liability.
✓ 5% + 50¢ per sale, flat. Negotiable at higher sales volume.
5% + 50¢, before surcharges.
✓ Same rate.
Adds 1.5% on non-US transactions.
✓ Same rate.
Adds 0.5% on subscription payments.
✓ 5% + 50¢, whoever buys and however often.
8.6% on their own published example — a $20 product bought from France.
✓ Daily by default, into your own connected payout account.
Twice a month. Non-US bank accounts pay 1% per payout.
✓ Independent.
Acquired by Stripe in July 2024. Now bills as Sold through Link, LLC — the same entity behind Stripe Managed Payments.
✓ Web stores for mobile IAP, key delivery, and Steam sales.
Built for software and digital downloads.
Why teams move across
The rate does not climb with your reach
Their surcharges land exactly where a growing business goes: selling abroad, and billing monthly. Ours does not move. The more international and the more subscription-heavy you get, the wider the gap.
Paid daily instead of twice a month
Lemon Squeezy pays twice monthly and charges non-US sellers 1% of every payout to reach a local bank. We pay daily by default, into your own connected payout account, and the payout itself is not a line item.
An independent roadmap
We are not owned by a payment processor, so what we build next is decided by what sellers on our platform need. That matters more for a billing provider than for most tools, because moving is expensive.
When Lemon Squeezy is the better call
No provider wins every case, and a comparison that pretends otherwise is not worth your time. Here is where Lemon Squeezy is the better answer.
You need license keys and download delivery out of the box
They bundle signed download links, license key issuance and validation, an affiliate programme, and email marketing free to 500 subscribers. If you ship a desktop app that has to check a key on launch, that is a working business on day one.
You are already deep in Stripe and want the shortest path
Running on Stripe rails under a shared entity means reconciliation is simpler, and if you later move to Stripe Managed Payments it should be a shorter trip than between unrelated providers.
What sellers say once they have switched
★★★★★ 4.8/5 from 10 reviews on G2 →
Vadim Finayev “We work with quite a few merchants of record, but none comes close to the support and speed of implementation of Fungies. If you want a payment partner that actually gives you the feeling they want to work with you — rather than leaving you on read for three days or randomly restricting your account — you are in the right place.”
David Elliott “I researched the options and Fungies was the best fit for functionality and customisation within a store builder you can connect to your own domain. Taking a small percentage of sales, instead of charging a subscription for every environment and plugin, is refreshing.”
Elnura Abdimanap Kyzy “The platform is user-friendly, integrates easily with APIs and webhooks, and simplifies managing digital products and subscriptions. We were up and running quickly and support has been responsive throughout. Fungies is clearly tailored to the needs of SaaS businesses.”
Francisco Magnone Rienzi “Fungies has been a great partner — fast setup, competitive pricing, and real humans providing quick answers. They are constantly rolling out new features, and I am excited to see what is next.”
5% + 50¢
per sale, and nothing else
Negotiable at higher sales volume.
No monthly fee. No minimum. No card to get started.
One rate covers the whole stack. There is no tier that unlocks tax filing and no add-on for the store builder.
- ✓ Payment processing
- ✓ Tax calculation and filing
- ✓ Fraud screening
- ✓ Chargeback handling
- ✓ Store builder and hosting
- ✓ Every platform feature
Teams who made the move
All customer stories →FreeVocals.com
Off WordPress, and off the plugin treadmill
A vocal sample marketplace left a WordPress stack behind and stopped paying subscriptions for the privilege of selling.
TextToVideo.bot
Weeks of payment work, done in minutes
An AI video generation platform launched its subscription business without writing a payment integration at all.
Leadsin.io
A hosted checkout with no payment infrastructure to build
A lead generation platform started taking monthly and yearly subscriptions without standing up any payment infrastructure of its own.
Compare us with the others
-
Paddle
Same headline rate, daily payouts instead of monthly, and a storefront in the box.
-
Stripe
One rate covering tax, subscriptions, and a storefront, instead of three line items.
-
Dodo Payments
A lower headline that adds surcharges. Ours is flat, with disputes absorbed.
-
Creem
Cheaper per sale. Read their docs on chargebacks and payouts before deciding.
-
Gumroad
Half the commission, and AI products are welcome here.
-
FastSpring
Their rate is quote-only. Ours is on the pricing page. Compare what is published.
-
Chargebee
They bill. You still need a gateway, a merchant account and your own tax filings.
-
Xsolla
Their 5% is 5% plus cost of channel. Ours is the whole number.
-
Cleverbridge
Enterprise merchant of record, sales-gated. Start selling today instead.
-
Nexway
Enterprise merchant of record that lists early-stage businesses as limited support.
Run the numbers on your own mix
Take last month's sales, split them by country and by one-off against subscription, and price both. It costs nothing to open an account and find out.