Why do I need to set up a payout account?

Money has to land somewhere that is yours. You complete our payment provider's onboarding through the Payouts section of the dashboard in order to start accepting payments, and you will go through KYC once you pass a certain volume threshold.

Can I take payments from customers anywhere?

Yes. Your checkouts and stores each have a default currency you set, and customers anywhere in the world can pay into them using their preferred payment method.

My country is not supported by the usual processors. Can I still sign up?

In most cases yes. Because we are the Merchant of Record and are based in the US and EU, sellers can join from a wider list of countries than a single processor supports directly. The current list is published in our help centre under global availability.

How do I enable PayPal?

PayPal is available to sellers based in the European Economic Area, which means the EU plus the UK and Switzerland. A globally available PayPal option is in progress.

Can I receive payouts in more than one currency?

By default payouts arrive in the currency of your bank account and country of residence. If you need another currency, contact support and we will look at it with you.

Solutions · SaaS

Subscription billing you can ship this afternoon.

Monthly, yearly, and usage-based plans, a checkout that lives inside your product, and worldwide tax compliance that stops being your problem the moment you switch it on.

Start free

Book a demo

No upfront costs. No credit card required.

Already selling with Fungies

0% + 50¢
per transaction, and nothing else: 0+
countries you can sell into: 0
EU VAT states we file in: 0+
payment methods at checkout

Say goodbye to subscription management worries

001

Subscriptions

Create subscription products faster

Monthly, yearly, and usage-based plans, free trials, and custom intervals. Build them in the dashboard without writing billing logic, or create them over the API if you would rather keep everything in code.

002

Compliance

Tax compliance from day one

As your Merchant of Record we are the legal seller on every transaction. Merchant fees, fraud prevention, chargebacks, disputes, VAT, GST, and US sales tax are ours to handle, calculate, remit, and file.

003

Payments

International payments, handled

Cards, wallets, bank redirects, SEPA, PayPal, and local methods are surfaced by the customer's country and currency. You sell in your currency; they pay in a way that feels normal to them.

004

Storefront

Your storefront, checkout, and portal

Choose hosted, overlay, or embedded checkout and style it to match your product. Customers manage their own upgrades, downgrades, and cancellations in a branded portal you did not have to build.

The subscriptions screen listing recurring plans and their billing intervals. — Plans, intervals, and trials, without writing billing logic.

The branded customer portal where subscribers manage their own plan. — Customers handle their own upgrades and cancellations in your branding.

What setup actually looks like

01
Create your plans

Add products and pricing in the dashboard, or over the API. Templates cover the usual monthly and annual shapes.
02
Connect payouts

Onboard your own payout account through the dashboard's Payouts section. This is where your money lands.
03
Drop in the checkout

Embed the overlay, link to hosted checkout, or call the API. Point a webhook at your backend to grant access.
04
Get paid

Payouts run daily by default into your own payout account. Tax is collected, filed, and reported by us.

Walkthrough · 4 minutes

How your plans get modelled

The first step above is the one worth watching rather than reading. A subscription is a product, each plan and billing interval is a variant of it, and the price sits on the variant — which is how tiers, monthly-versus-annual, and mid-cycle changes all stay in one place.

How to sell subscriptions for your SaaS or software — 4 min

Merchant of Record

You could do all of this yourself

Selling digital goods across borders means registering for tax in each market, wiring up a tax engine, and answering for every dispute. As your Merchant of Record, that is our name on the paperwork instead of yours.

What it takes

Fungies

Processor only

01 Tax registration

✓ None needed — we are already registered.

You register for VAT and sales tax per market.

02 Tax calculation

✓ Real-time rates on every transaction.

You wire up a tax engine and maintain it.

03 Remittance

✓ We file and pay the authorities directly.

You file monthly, quarterly, and annually.

04 Audits

✓ We answer the tax authority.

You keep the records and take the questions.

05 Chargebacks

✓ Disputes and fraud handled for you.

Your team fights each case.

06 Pricing

✓ One commission, only when you sell.

Processor fee plus tax software plus consultants.

07 Accounting

✓ You receive net revenue.

Gross receipts plus a tax liability to track.

Built for the parts of billing nobody enjoys

Proration that works: Partial periods are genuinely hard to get right. Customers move between plans mid-cycle and the maths is handled for you.
Usage-based metered billing: Charge on consumption from your first day without writing metering and invoicing logic into your own application.
API and webhooks: A REST API covering products, offers, orders, subscriptions, and users, with webhooks for every payment and subscription event.
Payment recovery: Automated dunning chases failed charges so a declined card does not quietly become a cancelled customer.
Customer portal: Subscription changes, order history, invoices, and downloads in a self-serve portal carrying your branding.
Sandbox and test payments: A full sandbox mode to run the whole flow end to end before a single real card is charged.